Terms of Service

1. Acceptance of terms

By accessing or using this website, you agree to these Terms of Service, our Privacy Policy, and, if you opt in to text messages, our SMS Terms & Conditions. If you do not agree, please do not use this website.

2. Use of the site

This website is provided for general informational purposes and to let you request contact from a licensed agent. You agree to provide accurate information, to submit only your own contact details, and not to use the site to transmit unlawful, misleading, or harmful content, to attempt unauthorized access, or to interfere with the operation of the site.

3. No guarantee of coverage or rates

Nothing on this website is an offer of insurance, a binding quote, or a guarantee of coverage, eligibility, premium, or benefit amount. Information here is general and is not legal, tax, or financial advice.

4. Insurance products subject to underwriting

All insurance products are issued by third-party insurance carriers and are subject to carrier underwriting, application review, and approval. Policy terms, exclusions, limitations, and waiting periods are governed solely by the policy issued by the carrier. BetterYourself Incorporated acts as an independent agency and is not the insurer. Products and availability vary by state and by the agency's licensing status ([LICENSE NUMBER]).

5. Intellectual property

The content, layout, text, graphics, and logos on this website are owned by BetterYourself Incorporated or its licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, or redistribute site content for commercial purposes without prior written permission.

6. Third-party links

The site may link to third-party websites, including insurance carriers. We do not control and are not responsible for the content or privacy practices of those sites.

7. Limitation of liability

To the fullest extent permitted by law, this website is provided “as is” without warranties of any kind, and BetterYourself Incorporated is not liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of the site or reliance on its content. Nothing in these terms limits liability that cannot be limited under applicable law.

8. Governing law and venue

These terms are governed by the laws of the State of Texas, without regard to its conflict of laws rules. Any dispute will be brought exclusively in the state or federal courts located in [COUNTY] County, Texas.

9. Changes to these terms

We may revise these terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

10. Contact

BetterYourself Incorporated
[BUSINESS ADDRESS]
Phone: [BUSINESS PHONE]
Email: [SUPPORT EMAIL]
Effective date: [EFFECTIVE DATE]